Billionaires Academy
Terms & Conditions

Acceptance of Terms

Billionaires Academy LLC, (Herein referred to as, “us,” “we”, "the academy" or "the company") operates as an e-commerce educational platform that provides access to a host of online services focused on financial literacy. This thereby comprises of; web application that facilitates online payments for its users through (the “Site”), and related applications which include all of the text, images, audio, code and other material they contain or provide (collectively, the “Content”) and all of the features and other services they provide. The Site, academy resources, and any other features, tools, materials, or other services (including co-branded or affiliated services) offered from time to time by the academy are referred to here as the “Service.”

Please read these Terms of Use carefully before using our Services. By creating a account i.e becoming a member and using the Site or Services, or clicking to accept or agree to these Terms anywhere that option is available, you (1) accept and agree to these Terms, (2) consent to the collection, use, disclosure and other handling of information as described in our Privacy Policy, which is incorporated by reference herein, and (3) the additional terms, rules, or conditions of any promotional offer made by us at any time. If you do not agree to these Terms, you may not access or use the Content or the Service.

Billionaires Academy does not knowingly collect, either online or offline, personal information from persons under the age for consent to use online services. If you are under the age for consent required to use online services in your jurisdiction , you may use the site and services only with permission of a parent or guardian.

Changes to the Terms

Billionaires Academy reserves the right, in its sole discretion, to change the Terms under which the Site is offered. The most current version of the Terms will supersede all previous versions. It is encouraged that you periodically review the Terms to stay informed of our updates. If a revision to the Terms, in our sole discretion, is material, we will notify you by contacting you through the email address associated with your account. Note that the use of the Services by you after any modification to the Terms constitutes your acceptance of the Terms of Use as modified.


You consent to receive communications from us electronically and agree that all notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

As a result of your registration for the Service, you may also receive certain commercial communications from Billionaires Academy. You understand and agree that these communications are part of your registration, and that, to the extent required by law, you may opt out of receiving these communications at any time by either using the unsubscribe functionality or by sending an email to

Following such an opt-out, we may still communicate with you via email to the extent permitted by applicable law.

Media Release Waiver

You hereby consent to the use by Billionaires Academy, and those acting with permission and authority of Billionaires Academy, of all photographs, videotape, or other images or recordings that Billionaires Academy has taken of you or in which you may be included, for all purposes, in any and all media including the internet, without limitation, including promotion, solicitation, advertising or trade.

You are fully aware that your likeness may appear in materials available to clients and staff of Billionaires Academy, and individuals outside of the Billionaires Academy community. You further grant Billionaires Academy the irrevocable and unrestricted right and permission to copy/reproduce and distribute your Likeness by means of various media, including, but not limited to video presentations, simultaneous television broadcast/rebroadcast, radio transmission/retransmission, news releases, mail-outs, emails, billboards, signs, brochures, placement on websites and/or other electronic/digital delivery, social media, publication, display, or promotions on any and all other media, and you further understand that your Likeness may be subject to reasonable modification or editing.

You hereby waive any right to inspect or approve the finished images or other content, including advertising copy or printed matter, in which they may be used. You relinquish and give Billionaires Academy all rights, title and interest in and to your Likeness, including any copyright therein and Billionaires Academy has the unrestricted right to edit and modify the images. You further assign and agree to assign any such interest you may own or control to Billionaires Academy. This authorization shall be binding upon your heirs, successors, assigns, and legal representatives.

You understand that any distribution of the images will be fully compliant with Billionaires Academy policies, statements and values. You release Billionaires Academy and those acting under their authority from any liability related to the alteration, intentional or otherwise, that may occur in connection with the processing, editing, transmission, display or publication of the images, and understand that images may be cropped or altered for purposes of illustration. You further waive and release Billionaires Academy and its officers, agents and employees from any claim or liability relating to the use of your name, likeness, identity, voice, photographic image, video graphic image and oral or recorded statements, including all claims of compensation, damage for libel, slander, invasion of the right of privacy or any other claims based on, arising out of, or connected with the use of said recordings and/or images.

You understand that all images in which you participate, including film, photographic prints, digital files or video are the exclusive property of Billionaires Academy and you grant to Billionaires Academy the unrestricted right to copyright, publish and re- publish the images.

Your account

In order to use the Service, you must register for an account. By registering as a user of the Service, you agree to provide accurate, current and complete information about yourself as prompted and maintain and promptly update the Registration Data to keep it accurate, current and complete. If you provide any information that is inaccurate, not current or incomplete, Billionaires Academy has reasonable grounds to suspect that the Registration Data is inaccurate, not current or incomplete, thereby, may deny you access to the Service, or terminate your account, at its sole discretion.

If you register an account for the Service on behalf of an entity, such as your employer, the entity shall be the Account Owner. If you are registering on behalf of an entity, you represent and warrant that you have the authority to bind that entity to this Terms of Service and our Privacy Policy.

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that Billionaires Academy is not responsible for third party access to your account that results from theft or misappropriation of your account. Billionaires Academy and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.

Additionally, You accept and agree to (a) never to use the same password for the Service that you use or have ever used outside of the Service; (b) keep your Username and Password confidential and not share them with anyone else; (c) immediately notify us of any unauthorised use of your username and password or account or any other breach of security; and (d) use only your own username and password to access the Service’s Restricted Areas. Billionaires Academy cannot and will not be liable for any loss or damage arising from your failure to comply with this Section.

Content Enrollment and Access

When you enrol in a course or other content, your access can be described as a licence from us to view and use via the Academy Services and no other use. Do not attempt to transfer or resell our content in any way. Lifetime membership is generally granted to you as an access licence , except when we must disable the content because of legal or policy reasons or for enrollments via Subscription Plans.

Under our Instructor Terms, when instructors publish content on our platforms, they grant us a licence to offer a licence to the content to students. This means that we have the right to sublicense the content to enrolled students. As a student, when you enrol in a course or access other content, whether it’s free or paid content, you are getting a licence from the academy to view the content via the Academy's platform and Services, and we are the licensor of record. Content is licensed, and not sold, to you. This licence does not give you any right to resell the content in any manner (including by sharing account information with a purchaser or illegally downloading the content and sharing it on torrent sites).

In summation, the academy grants you (as a student) a limited, non-exclusive, non- transferable licence to access and view the content for which you have paid all required fees, solely for your personal, non-commercial, educational purposes through the Services, in accordance with these Terms and any conditions or restrictions associated with the particular content or feature of our Services. All other uses are expressly prohibited. You may not reproduce, redistribute, transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, create derivative works of, sublicence , or otherwise transfer or use any content unless we give you explicit permission to do so in a written agreement signed by a Billionaire Academy authorised representative. This also applies to content you can access via any of our APIs.

We generally give a lifetime access licence to our students when they enrol in a course. However, we reserve the right to revoke any licence to access and use any content at any point in time in the event where we decide or are obligated to disable access to the content due to legal or policy reasons, for example, if the course or other content you enrolled in is the object of a copyright complaint, or if we determine it violates in of our terms and guidelines. This lifetime access licence does not apply to enrollments via Subscription Plans or to add-on features and services associated with the course or other content you enrol in. For example, instructors may decide at any time to no longer provide teaching assistance or Q&A services in association with the content. To be clear, the lifetime access is to the course content but not to the instructor.

Refund Policy

Billionaires Academy LLC holds a strict NO REFUND POLICY; It should be taken into account that services offered by Billionaires Academy LLC are intangible and have no means of being returned. Thereby, after authorised payments are made and students are granted complete access to the platform their right to a refund have been automatically rescinded.

A confirmation email will be sent to you after receiving a cleared authorised payment for any one of our services. The contents of this email will include the login details to grant access to the platform serving as the grant of a licence to access The academy's services and products. You hereby, acknowledge and accept that after payment is cleared and once this information is dispensed to you thereby resulting in access being granted, the ability to get a refund has been revoked.

However, If you believe that you have made a payment in error, please contact us as soon as it is reasonably possible at to have the issue rectified. If you request a refund without contacting us it will be an invalid request and so doing will risk your account being banned.

At our discretion, if we believe you inappropriately or maliciously request a refund and or set in motion a chargeback issue after consuming any portion of the Academy's content and request a refund, we reserve the right to deny your requests, ban your account, and/or restrict all future use of our Services.

Cancellation policy:

You may cancel your Service by contacting us at

If the client makes a request for cancellation after payment, the client is not entitled to a refund.

Additionally, If you made any payment error, you may contact us and we will assist you in resolving the issue.

It should be duly noted that all accounts associated with a chargeback will be automatically forfeited.

Acceptance of this Policy

The term of service for the Academy should be read and understood by all users and students.

Therefore, It is your responsibility to familiarise yourself with this Refund Policy. The act of making a payment for any of the courses and or services offered by us and signing the required payment documents will be treated as the student’s acceptance of this policy and the company’s Terms of Use.

If you are not in agreement with this policy and this company’s terms of service do not make a payment for the enrollment of a course or any other service offered by us. If you have any queries pertaining to our Refund Policy and payment procedure please contact us at

Billionaires Academy LLC Rights

Billionaires Academy LLC owns the platform and Services, including the website, present or future apps and services, including our name, logos, API, code, and content and those created by our employees. It is prohibited to tamper with these or use them without authorisation.

The title, and interest in and to the academy's platform and Services, including our website, our existing or future applications, our APIs, databases, and the content our employees or partners submit or provide through our Services are and will remain the exclusive property of ours and its licensors. Our platforms and services are protected by copyright, trademark, and other laws of both the United States, Jamaica and foreign countries. Nothing gives you a right to use our name or any of our trademarks, logos, domain names, and other brand features. Any feedback, comments, or suggestions you may provide regarding the academy or the Services is entirely voluntary and we will be free to use such feedback, comments, or suggestions as we see fit and without any obligation to you.

The following acts are prohibited and the commission of any one of these will render you liable for breach of our services wherein reasonable action may be brought against you. So refrain from doing any of these while accessing or using the academy's platform and Services:

You must not access, tamper with, or use non-public areas of the platform (including content storage), our computer systems, or the technical delivery systems of our service providers.

You agree not to disable, interfere with, or try to circumvent any of the features of the platforms related to security or probe, scan, or test the vulnerability of any of our systems.copy, modify, create a derivative work of, reverse engineer, reverse assemble, or otherwise attempt to discover any source code of or content on the academy's platform or Services.

You shall not access or search or attempt to access or search our platform by any means (automated or otherwise) other than through our currently available search functionalities that are provided via our website, mobile apps, or API (and only pursuant to those API terms and conditions). You may not scrape, spider, use a robot, or use other automated means of any kind to access the Services.

You must not in any way use the Services to send altered, deceptive, or false source- identifying information (such as sending email communications falsely appearing as Billionaires Academy LLC); or interfere with, or disrupt, (or attempt to do so), the access of any user, host, or network, including, without limitation, sending a virus, overloading, flooding, spamming, or mail-bombing the platforms or services, or in any other manner interfering with or creating an undue burden on the Services.

Privacy Policy:

This Policy is in line with Article 24 GDPR (EU) 2016/679, taking into account the nature, scope, context and purposes of processing as well as the risks to the rights and freedoms of natural persons, The Billionaires Academy has implemented appropriate technical and organisational measures to ensure pursuance to the General Data Protection Regulation (GDPR). This policy stands as the cornerstone to the Academy's compliance with GDPR and is reviewed and updated accordingly.

This Policy provides data subjects with information on how we collect personal data, what is done with it, and to whom it is shared. This privacy notice has been drafted in compliance with the requirements of the General Protection Regulation, Regulation (EU) 2016/679, (the “GDPR”) and on the basis of the information Commissioner’s Code of Practice on “Privacy notices, transparency and control” and the Article 29 European Commission Guidelines on transparency under the GDPR.

It is strongly recommended that you read this privacy notice carefully as your privacy on the internet especially when manoeuvring our platform is important to us.

Information collected by us:

In the course of your registration as a student/member, enrolling in a course and or signing up for an account with us or completing any form on our website, subscribing to our services, news or offers, marketing communications or posting material, the following information about you (“Your Data”) will be collected and stored for administrative, service related and/or legal purposes.

The collection of personal information is limited as to what is necessary to administer our business and carry out our regulated activities in an effort to provide you with quality service, Information that you provide to us directly:
identification number, passport number and email addresses etc. (“Personal Information”), and some info is optional and conditional depending on the situation such as financial Information, trading experience and employment information for appropriateness assessment will also be collected.

However, the meaning of data “provided to” Billionaires Academy is not limited to this. Additionally, as standard, student's Email addresses may be used by us in relation to its products and services (including any marketing campaigns related to these products or services). If you do not wish to receive marketing material and communications, you can withdraw at any time by clicking on “unsubscribe” or by sending an email stating so to.

The type of data collected and purpose of collection:

The purpose of collecting stated information is to be in compliance with the anti money laundering (AML) and other regulatory AML) and other regulatory obligations in relation to Know Your Client (KYC) and client due diligence. To verify your identity using our verification processes.

The type of personal information related to the above stated purpose includes: Personal information such as gender, name, date of birth and address, Ethnicity, citizenship and identification number/social security number.

Other additional but related purposes include, to comply with other fraud detection policies. In order to perform our electronic AML screening checks.

Responding to legal requests or preventing harm:

The collection of data and personal information to access our platform such as signing the authorization forms protects the company and students and allows us to respond to legal requests and to prevent harm more effectively.

Information collected is accessed, preserved and shared with regulators, law enforcement or others by request. The company responds to legal requests when we have a good-faith belief that the response is required by law in that jurisdiction, affects users in that jurisdiction, and is consistent with internationally recognised standards.

A belief from good-faith is necessary to detect, prevent and address fraud, unauthorised use of the services or products, violations of our terms or policies, or other harmful or illegal activity; to protect ourselves (including our rights, property or Products), you or others, including as part of investigations or regulatory inquiries; or to prevent death or imminent bodily harm. For example, if relevant, we provide information to and receive information from third-parties about the reliability of your account to prevent fraud, abuse and other harmful activity on and off our services and or products.

Information we receive about you can be accessed and preserved for an extended period when it is the subject of a legal request or obligation, governmental investigation, or investigations of possible violations of our terms or policies, or otherwise to prevent harm. Information from accounts disabled for term violations for at least a year to prevent repeat abuse or other term violations may also be retained.

Keeping your personal information secure

Students' Data is stored and kept confidential according to the legislation on protection of personal data and processing thereof applicable in the jurisdiction in which Billionaires Academy with which you have signed up is located.

There are appropriate security measures in place to prevent personal information from being accidentally lost, misused, modification, disclosure or accessed in an unauthorised way. Access is limited to your personal information to those who have a genuine business need to know it. Those processing your information will do so only in an authorised manner and are subject to a duty of confidentiality.

There are also procedures in place to deal with any suspected data security breach. Which will be notified to you and any applicable regulator of a suspected data security breach where we are legally required to do so.

We recognize the privacy interests of children and encourage parents and guardians to supervise those under the age. Individuals younger than 16 years of age, but of the required age for consent to use online services in their jurisdiction (for example, 13 in the US), may only enrol in a course and access the academy with the authorization of a parent or guardian. Individuals younger than the required age for consent to use online services may not use the Services. If we learn that we collected personal data from a child under those ages, we will take reasonable steps to discard such information and withdraw their access. Parents who believe that we may have collected personal data from a child under those ages can submit a request that it be removed.

Legal basis for processing personal data

The authorised use and collecting of student's personal information is empowered to the company on a lawful basis for processing under EU data protection law and the US data protection laws, there must be a lawful basis for all processing of personal data (unless an exemption or derogation applies). We rely on:

Contractual necessity Processing is necessary for the performance of a contract with the data subject or to take steps to enter into a contract to conduct regulated activities, when processing is necessary for the entry into, or performance of contract with the data subject or in order to take steps at this or her request prior to the entry into a contract.

Compliance with legal obligations Processing is necessary for compliance with our legal obligation. Billionaires Academy has the necessity for compliance with a legal obligation.

Legitimate interest Data will only be processed where it is necessary for the purposes of the legitimate interests pursued by the Academy, and these interests or fundamental rights are not overridden by the interests, rights and freedoms of the data subject and that the processing would not cause unwarranted harm. For instance, it is a legitimate interest of Billionaires Academy to process personal data on data subjects in order to expand the business, develop new business relations, prevention of fraud, maintaining the security of our systems if/when necessary, enhancing, modifying or improving our services. The data subject must be given information on the specific legitimate interest if a processing is based on this provision.

Your rights as a student/member/user:

The General Data Protection Regulation (GDPR) provides a number of important rights if you are resident within the European Union. Some of which includes; the fair processing of information and transparency over how it is used. There is the right to request that your personal data is corrected if it is found to be inaccurate and require us to correct any mistakes in your information which we hold. This also holds true for students who reside in the US and other jurisdictions.

Liability Disclaimer

We (and our affiliates, suppliers, partners, and agents) make no warranty that you will obtain specific results from use of the Services. Your use of the Services (including any content) is entirely at your own risk.

The information, software, products, and services included in or available through the site may include inaccuracies or typographical errors. Changes are periodically added to the information herein. The billionaires Academy and or its suppliers and the directors may make Improvement and or changes to the site anytime.

The billionaires Academy and or its suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services and related graphics contained on the site for any purpose. To the maximum extent permitted by applicable law, all such information, software, products, services and related graphics, are provided " as is closed " without warranty for condition of any kind. The Academy and or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title and non- infringement.

To the maximum extent permitted by applicable law, in no event shall the billionaires Academy and or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages are any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of this site, with the delay or inability to use the site or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the site, or otherwise arising out of the use of the site, whether based on contract, tort, negligence, strict liability or otherwise, even if the academy or any of its suppliers have been advised of the possibility of damages. Because some states and or jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. If you are dissatisfied with any portion of the site, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the site.

The failure to exercise or enforce any right shall not be deemed to be a waiver of that right or any other right under or related to the agreement. We may decide to cease making available certain features of the Services at any time and for any reason. Under no circumstances will the Academy or its affiliates, suppliers, partners or agents be held liable for any damages due to such interruptions or lack of availability of such features.

We are not responsible and will not be held liable for delay or failure of our performance of any of the Services caused by events beyond our reasonable control, like an act of war, hostility, or sabotage; natural disaster; electrical, internet, or telecommunication outage; or government restrictions.

Limitation of Liability

By agreeing to the terms of use and becoming a member of the Billionaires Academy you acknowledge and accept that there are risks inherent to using our Services. You acknowledge and accept these risks and you agree that you will have no recourse to seek damages against even if you suffer loss or damage from using our platform and Services. In the extent permitted by law, we (and our group companies, suppliers, partners, and agents) will not be liable for any indirect, incidental, punitive, or consequential damages (including loss of data, revenue, profits, or business opportunities, or personal injury or death), whether arising in contract, warranty, tort, product liability, or otherwise, and even if we’ve been advised of the possibility of damages in advance. Our liability (and the liability of each of our group companies, suppliers, partners, and agents) to you or any third parties under any circumstance is limited to the amount you have paid us in the 12 months before the event giving rise to your claims. Some jurisdictions don’t allow the exclusion or limitation of liability for consequential or incidental damages, so some of the above may not apply to you.


If you demonstrate conduct or behave in a way that gets us in legal trouble, we may exercise legal recourse against you. You agree to indemnify, defend, and hold harmless Billionaires Academy LLC, our group companies, and their officers, directors, suppliers, partners, and agents from and against any third-party claims, demands, losses, damages, or expenses (including reasonable attorney fees) arising from (a) the content you post or submit, (b) your use of the Services (c) your violation of these Terms, or (d) your violation of any rights of a third party. Your indemnification obligation will survive the termination of these Terms and your use of the Services.

Disclaimer of Warranties and Limitation of liability

Billionaires Academy LLC is an E-Commerce Site and educational platform that provides access to a host of information and online services focused on financial literacy. The products and services offered on this Site are not in any way intended to be considered an investment. The service provided by Billionaires Academy LLC is not to be confused or misconstrued to be anything else as not to prejudice the operation and goodwill of the company. Billionaires Academy LLC bears no responsibility or liability for any aspect of usage by users that are not in conformity with our services and as per the governing laws concerning this industry. Lastly, if any provision of this agreement is unenforceable or held illegal in a judicial proceeding such provision shall be severed and held inoperative, whilst holding the remaining portion of this agreement operative and binding on both parties. Billionaires Academy LLC and Billionaires Academy Ltd are one in the same, registered in different countries.

Contact us:

If you wish to contact us with any queries, concerns or complaints, feel free to email us at